Understand PIP Coverage After Your Accident
If you were involved in a car or truck accident in Kentucky but don’t have medical insurance to cover your care and treatment, don’t worry. You have options. At T.J. Smith, Attorney at Law, we can help you understand your rights to compensation after an accident.
Kentucky Is A No-Fault State
When it comes to motor vehicle wrecks, Kentucky is a no-fault state. Car owners are required to have no-fault coverage, called personal injury protection (PIP) coverage, to provide up to $10,000 worth of medical care when someone is injured in an accident. This allows the victims to obtain immediate medical assistance, without worrying about how they will pay for it. PIP can also provide lost wage benefits that are tax-free.
Kentucky’s Motor Vehicle Reparations Act (MVRA) sets out the requirements and restrictions of PIP coverage, which can be quite complex. At T.J. Smith, Attorney at Law, we have extensive experience dealing with car wrecks and PIP coverage issues. We can sit down with you and clearly explain your rights and options in regard to medical treatment.
I’m Only A Little Hurt. Do I Really Need To Go To The Doctor?
Yes, it is very important to obtain medical care right away after an accident. First, you may not realize the full extent of your injuries. What seems like simple whiplash to you may actually be a brain injury, for instance. Only a skilled physician can make an accurate diagnosis.
Second, without medical records, you won’t have the evidence you need to pursue a personal injury case. You won’t be able to recover any of the money you may need down the road for medical treatment, time off work and more.
More Than Just Legal Guidance
While some personal injury attorneys focus only on the money, attorney T.J. Smith knows that you may need help connecting with the care providers you need after being seriously hurt in a car crash.
It’s no secret that over the past three decades, T.J. has won over $230 million for his injured clients. He is also a member of the Multi-Million Dollar Advocates Forum.
But more than that, T.J. is invested in your physical recovery. He will work to make sure you also get the maximum care possible. He can put you in touch with his network of specialists, doctors and care providers so that you get the right care at the right time. Have more questions about your accident? Get answers to your car crash questions.
Your Free Consultation Is Within Reach
To learn more about PIP insurance and obtaining medical care after an accident, schedule a free initial consultation with T.J. Smith, Attorney at Law. Call us at 502-677-1429. You can also contact T.J. via our website contact form. In Louisville, T.J. takes clients throughout Kentucky.