Does health insurance affect recovery awards?

As every motorcyclist in Kentucky likely knows, being involved in an accident can be devastating. Motorcyclists do not have the protection that other road users benefit from, even when they are fully equipped with helmets and other safety gear. As a result, a collision can often mean serious injuries or worse.

Unfortunately, these incidents are not as easily avoided as you might hope. It is a sad fact that there are many road users who forget to look out for motorcycles and put them at risk with their negligence. Worse still, when the inconsiderateness of these drivers results in an accident, it is often the motorcyclist who suffers the worst injuries. All you can do after such an event is focus on getting the treatment you need and consider seeking compensation for your medical expenses and the trauma you have suffered.

As this article on personal injury explains in greater detail, it does not even matter if some of those costs were covered by a health insurance provider. Your recovery award will not be diminished as a result. However, it is possible that your insurance provider may want you to use a portion of the award to cover their contribution toward those payments.

Of course, each claim is unique, so it is impossible to predict exactly how your award will be determined. However, an attorney may have a fairly good idea of what to expect and should be able to offer their advice on the matter. He or she may also be able to support you through the legal processes surrounding your claim and help you to pursue a fair and favorable settlement for your injuries.

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T.J. Smith, Attorney at Law
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